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PIP Insurance

Auto Insurance, PIP Insurance No Comments »

What is PIP insurance coverage?

PIP stands for personal injury protection.Usually pip insurance coverage covers the hospital, medical and funeral expenses of the insured driver, passengers injured in his/her vehicle, and any pedestrians that are hit by him.The amount of coverage provided depends on the specified amounts stated in the car insurance policy.

Personal injury protection insurance is sometimes referred to as no fault insurance because the driver can use their PIP insurance policy no matter who is at fault in an accident. PIP insurance coverage is not available in all states, and coverages and limits also vary by state.

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Kentucky DUI Penalties

Auto Insurance, Auto Insurance Quotes, DUI Insurance, Kentucky SR22 Insurance No Comments »

What is the penalty for getting a DUI in Kentucky? This is my first offense.

The penalties for a first offense DUI conviction in Kentucky include:

·2-30 days in jail

·$200-$500 fine

·30-120 day driver’s license suspension

·Possible 48 hours – 30 days community service (this can be applied for in lieu of paying a fine and/or jail time)

·90 day alcohol abuse program

If this is your second or third offense, you could face much harsher penalties.You should contact the Kentucky Transportation Cabinet if you have any specific questions about your DUI penalties or driver’s license suspension.

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Virginia SR-22 Insurance

SR22 Filing Period, Sr22 Insurance, SR22 Insurance Quotes, SR22 Virginia No Comments »

I live in Virginia, and I got a DUI. How long am I required to carry SR-22 insurance for?

In the state of Virginia you are required to carry SR22 insurance for a period of 3 years from the effective date of your suspension.If you have had SR 22 insurance for 3 years you should contact the Virginia Department of Motor Vehicles to find out if you are no longer required to maintain the SR22 filing.

If you are looking for cheap SR-22 insurance make sure you do your research and compare quotes from multiple insurance companies to ensure that you find the best rate possible.Also, make sure you compare quotes once a year before you renew your policy to make sure you are not overpaying for your SR22 insurance policy.

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