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Auto Insurance with a Revoked License

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I got a DUI and my Florida driver’s license has been revoked. Will I still be able to keep my current insurance and vehicle registration?

Once your current auto insurance company finds out that your driver’s license has been revoked, they will most likely cancel your policy. This usually happens once your policy is up for renewal.  If your company drops you, you probably won’t find another insurance company to insure you during your revocation period. If you are going to get a restricted license permit where you are allowed to drive to school or work, you will have more of a chance of getting insurance coverage.

If your car has a co owner, they should be able to insure the car under their name and exclude you as a driver.  This is one way for your car to remain insured.  As far as the registration, that will vary depending on which state you live in. Some states will not allow you to register a vehicle without a valid driver’s license and some will.  You always have the option of putting someone else’s name on the title of your car and have them register the vehicle.

Remember, even if you are able to get your car insured and registered while your license is revoked, that does not mean you can drive the car.  If you get in to an accident while driving with no driver’s license, your insurance company will not cover the damages and you will be in even more trouble with the government.

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