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Can My Friend Borrow My Car?

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Is it ok to let my friend borrow my car even though she does not have car insurance? I have my own insurance policy for my car. Will she be covered?

That just depends on your insurance policy. Normally, auto insurance follows the car, not the driver, so your car would be covered even if she was driving.You need to read your insurance policy or call your insurance provider just to make sure though. Some policies will not allow other drivers or uninsured drivers to drive your vehicle.Never let anyone that isn’t listed on your car insurance policy drive your car unless you have checked with your insurance company to make sure they are covered.You don’t want your friend to get in to an accident and then find out later that the insurance company won’t pay for it.

Remember, if your friend gets in to an accident and it’s her fault, your auto insurance will have to pay for the damages, and your car insurance rates could increase.The more insurance claims you have on your policy the higher premiums you will have to pay.

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