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Cancelled Ohio SR22

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What will happen if I cancel my Ohio SR22 insurance before my filing period is over? Will the DMV be able to find out?

You are required to file an SR22 and show proof of financial responsibility in order to have your license reinstated in the state of Ohio.  Basically, your insurance company files the SR22 certificate with the Ohio DMV to prove that you have the required minimum amount of insurance coverage.  The SR22 also requires your insurance company to notify the DMV immediately if your insurance policy lapses for any reason. 

If you cancel or let your SR22 policy lapse, your insurance company will notify the DMV and your license will be suspended again.  There is no way to cancel your SR22 insurance without the Ohio DMV finding out.  If you want to keep your driver’s license make sure you pay your insurance premium on time and do not let your policy lapse so you do not have to go through the hassle of having your license reinstated all over again.

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