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Georgia SR22 Insurance

Georgia SR22, Sr22 Insurance No Comments »

Does the type of vehicle I insure have an impact on my insurance premium? If so, what kind of car can I buy that will help me get cheaper Georgia SR22 insurance?

The particular car you drive does have a large impact on the price of your Georgia SR22.  There are a lot of different factors that an insurance company will look at in a vehicle to determine your rate. Make sure you do your research and understand all of these factors before you purchase a vehicle.  

Some of these factors are size of vehicle, safety features, year model, and whether or not the vehicle is on the list of frequently stolen cars.  If the vehicle has a high chance of being stolen or broken in to, your SR22 insurance is going to be more expensive.  Also, if you drive a big SUV or truck, the insurance company will charge you more because you will cause more damage in an accident. Driving a car with good safety features and an alarm system is one way to save on your Georgia SR22 premium.

The best thing to do is to shop around to see which company offers you the best rate.  If you are planning on buying a car, make sure you see how much insurance will cost on it before you buy it, so it doesn’t come as a surprise to you. 

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Georgia SR22 – End of Filing Period

Georgia SR22 No Comments »

Next week will be the end of my 3 year required SR22 filing period in the state of Georgia. I am considering changing insurance companies at that time. Do I need to tell my insurance companies about my DUI and SR22 filing even though the filing period is over?

The end of your SR22 filing requirement period can be a big relief, and many people take this as a time to shop around for a cheaper insurance rate. Even though your 3 year SR-22 fiAtlantaling period may be over, your DUI will stay on your Georgia driving record for two more years after the SR22 insurance period has ended.

It is important to remember this when you are getting insurance quotes from other companies. You should never try to hide anything from them in order to get a lower insurance premium. Insurance companies have 60 days to look up your driving record even after your new insurance policy has begun, and if they find out anything you have hidden during this period, they can cancel your insurance policy. If your insurance policy is cancelled, this could cause you to have higher insurance premiums in the future.

As always, in order to get the lowest insurance rate possible, you must do your research and get quotes from multiple insurance companies.

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