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	<title>Car Insurance Experts &#187; Liability Insurance</title>
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		<title>What is Liability Insurance?</title>
		<link>http://www.carinsurance-experts.com/what-is-liability-insurance/</link>
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		<pubDate>Sun, 18 May 2008 18:27:17 +0000</pubDate>
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				<category><![CDATA[Liability Insurance]]></category>

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		<description><![CDATA[What exactly is liability insurance? What does it do for me?
Liability insurance protects your assets if you damage the property of others or cause injury to others with your vehicle.
*Property Damage Liability: provides coverage if you damage to someone’s property such as their mailbox or a fence with your car.
If you are legally responsible for [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">What exactly is liability insurance? What does it do for me?</span></span></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">Liability insurance protects your assets if you damage the property of others or cause injury to others with your vehicle.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;"><span style="font-size: small;"><strong><span style="font-family: Arial; color: #333333;">*Property Damage Liability:</span></strong><span style="font-family: Arial; color: #333333;"> provides coverage if you damage to someone’s property such as their mailbox or a fence with your car.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">If you are legally responsible for an accident you may also be held responsible for medical payments, property damage, lost income, and even pain and suffering. If you’re required to pay more than your liability insurance covers, then you will have to pay the rest out of pocket. Your insurance usually tells you the amount coverage you have in a series of three numbers. For example:</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">50,000/100,000/50,000</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-size: small;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: Arial; color: #333333;">1) </span></strong><span style="font-family: Arial; color: #333333;">The first number represents the maximum amount of money </span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">that will be paid for bodily injuries to any one person.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-size: small;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: Arial; color: #333333;">2) </span></strong><span style="font-family: Arial; color: #333333;">The second number represents the total amount of money</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;"><span style="mso-spacerun: yes;"> </span>paid for bodily injuries to all persons in an accident.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-size: small;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: Arial; color: #333333;">3)</span></strong><span style="font-family: Arial; color: #333333;"> The third number represents the maximum amount paid</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">for damage to someone else’s property.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-align: center; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;" align="center"><a href="http://www.carinsurance-experts.com/quote.html" target="_self"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: Arial; color: #333333;"><span style="font-size: small;">FREE Liability Insurance Quotes!</span></span></strong></a></p>
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