An SR22 filing requires your auto insurance company to notify the DMV in your state immediately upon any lapse in your SR22 policy, so that is why your license has been suspended.  Some insurance companies allow you a certain grace period and will not cancel your policy if you only pay a couple days late.  Other companies don’t give you any leeway with your payments and cancel you as soon as a payment is missed.

There are a few things you can do to try to avoid having this happen to you again.  First, when you are initially looking for an insurance company for your SR22 filing, ask them what their policy is on late payments and whether or not they offer a grace period.  If you are consistently late paying all of your bills, you may want to set up an automatic payment from your bank account.  This will ensure that your insurance premium is paid on time every time. 

Remember, it is very important that you make every effort to pay your SR22 insurance on time because if your SR22 filing lapses at any time, your license can be suspended again immediately. 

FREE SR22 Insurance Quotes!