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I am getting married soon. Should my husband and I combine our auto insurance policies in to one?

I think it’s always a good idea for a married couple to get rid of their individual auto insurance policies and just have one policy with one company. Usually insurance companies will reduce your rates when you add your spouse to your policy, and it is much cheaper for both of you to be on one policy rather than having to pay two separate premiums that are most likely going to be more expensive. The only way that this would have a negative effect on your insurance cost is if your husband/wife has a very bad driving record.

Luckily for you, insurance companies see married couples as more responsible and less likely to file a claim or get in to an accident. It is very common for an auto insurance company to lower your rates when you get married. If you are planning on combining you and your spouse’s insurance policies, make sure you compare quotes from a few different companies before deciding on which one to go with.

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