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Connecticut Non Owner SR22 Insurance

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I live in New Haven, Connecticut and I got a DUI last week.  I need to file an SR22, but I do not own a vehicle of my own. I plan on borrowing cars from friends.  Do I need my own auto insurance policy?

In order to file an SR22 certificate in Connecticut, you must have basic liability insurance coverage.  If you do not own a vehicle but still plan on driving other people’s cars, there is a special type of insurance policy you would need called non owner insurance.  Non owner SR22 insurance in Connecticut provides insurance coverage for any vehicle you choose to drive, but it will not cover any vehicles that you actually own.

 This type of coverage tends to be a bit more expensive because the insurance company has no guarantee of what type of vehicle you are driving.  For all they know you could be driving a 15 year old Honda or a brand new Corvette, and they charge you higher premiums for this very reason.  If you have an SR22 filing and do not own a car, a non owner insurance policy is the best way to get back on the road.  Before you decide on an insurance company, make sure you get multiple quotes so you can find the best non owner policy for you.

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