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	<title>Car Insurance Experts</title>
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	<link>http://www.carinsurance-experts.com</link>
	<description>Finally- Get Free Auto Quotes!</description>
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		<title>Proof of Auto Insurance</title>
		<link>http://www.carinsurance-experts.com/proof-of-auto-insurance/</link>
		<comments>http://www.carinsurance-experts.com/proof-of-auto-insurance/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 22:39:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/proof-of-auto-insurance/</guid>
		<description><![CDATA[I want to buy a new car, but I am not sure which one I want yet. I know that I need auto insurance with a financed vehicle.  How can I get coverage if I don’t even know which car I am buying?
Before you make any decisions it’s probably a good idea to compare [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;">I want to buy a new car, but I am not sure which one I want yet.<span style="mso-spacerun: yes;"> </span>I know that I need auto insurance with a financed vehicle. <span style="mso-spacerun: yes;"> </span>How can I get coverage if I don’t even know which car I am buying?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">Before you make any decisions it’s probably a good idea to compare a few auto insurance quotes online for the different cars you have in mind.<span style="mso-spacerun: yes;"> </span>One car might be a lot cheaper to insure, and may sway your decision one way or the other.<span style="mso-spacerun: yes;"> </span>When you go to the car dealership to purchase your vehicle, you do not have to have proof of insurance with you that day.<span style="mso-spacerun: yes;"> </span>Most lien holders will give you about a week to get the proper auto insurance coverage (full coverage is required for financed vehicles).<span style="mso-spacerun: yes;"> </span></span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">After you buy the car, you should compare car insurance quotes from a few different insurance companies just to make sure you are getting the cheapest rate possible.<span style="mso-spacerun: yes;"> </span>You can call the car insurance provider that gives you the cheapest rate or sign up online, and they can send over proof of insurance to your lien holder.<span style="mso-spacerun: yes;"> </span>Don’t worry. Just take your time, do your research, and everything will be fine.</span></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt; text-align: center; mso-add-space: auto;" align="center"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Instant Auto Insurance Quotes Online</a></span></span></strong></p>
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		<title>Insurance on a Financed Vehicle</title>
		<link>http://www.carinsurance-experts.com/insurance-on-a-financed-vehicle/</link>
		<comments>http://www.carinsurance-experts.com/insurance-on-a-financed-vehicle/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 22:09:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/insurance-on-a-financed-vehicle/</guid>
		<description><![CDATA[I bought a new car 6 months ago, and my auto insurance policy just lapsed. Can the finance company take out an insurance policy and send me the bill for it? What do I do?
When you finance a vehicle your loan documents normally specify that you are required to carry full coverage auto insurance for [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;">I bought a new car 6 months ago, and my auto insurance policy just lapsed.<span style="mso-spacerun: yes;"> </span>Can the finance company take out an insurance policy and send me the bill for it? What do I do?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">When you finance a vehicle your loan documents normally specify that you are required to carry full coverage auto insurance for the life of the loan.<span style="mso-spacerun: yes;"> </span>This means liability coverage as well as comprehensive and collision.<span style="mso-spacerun: yes;"> </span>If finance company finds out that you no longer have the proper car insurance coverage, they will get insurance for you and make you pay them.<span style="mso-spacerun: yes;"> </span>There are state regulations on this, so the finance company can’t send you a bill for a ridiculous amount. They should only charge you what they are paying for the insurance themselves.<span style="mso-spacerun: yes;"> </span>The finance company may be able to repossess your car if you refuse to pay for the insurance or get your own policy.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">Either way, it is in your best interest to have good auto insurance coverage.<span style="mso-spacerun: yes;"> </span>If your policy has lapsed, do everything you can to get it reinstated, or call another insurance company and get a new policy with them.<span style="mso-spacerun: yes;"> </span>You might also want to set up an automatic bank draft to ensure you’re your insurance premium is always paid on time.<span style="mso-spacerun: yes;"> </span>Make sure you shop around for the best auto insurance rate.<span style="mso-spacerun: yes;"> </span>You don’t want to end up paying too much.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; text-align: center; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;"> </span></span><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Free Auto Insurance Quotes</a></span></span></strong></p>
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		<title>Auto Insurance Without A Driver&#8217;s License</title>
		<link>http://www.carinsurance-experts.com/auto-insurance-without-a-drivers-license/</link>
		<comments>http://www.carinsurance-experts.com/auto-insurance-without-a-drivers-license/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 23:34:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/auto-insurance-without-a-drivers-license/</guid>
		<description><![CDATA[Can I get auto insurance coverage without a driver’s license?
That really depends on which state you live in. Most states require that you have a valid driver’s license in order to get car insurance. In states where there are no laws about this it is up to the individual auto insurance company. You might find [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;">Can I get auto insurance coverage without a driver’s license?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">That really depends on which state you live in. Most states require that you have a valid driver’s license in order to get car insurance.<span style="mso-spacerun: yes;"> </span>In states where there are no laws about this it is up to the individual auto insurance company.<span style="mso-spacerun: yes;"> </span>You might find a few companies that will allow you to get immediate coverage but require that you get a driver’s license within a certain amount of time. If you do not get a license in this time period, your auto insurance coverage will be cancelled.<span style="mso-spacerun: yes;"> </span></span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">If you have a vehicle that needs insurance, but you cannot get a license any time soon you could check with a company to see if another driver could insure your car for you.<span style="mso-spacerun: yes;"> </span>It is always best that you have a driver’s license when purchasing auto insurance, but there are a few different options available to you if you don’t. Just do your research and check with a few different companies.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; text-align: center; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;"> </span></span><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Free Auto Insurance Quotes</a></span></span></strong></p>
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		<title>Florida SR22 Insurance</title>
		<link>http://www.carinsurance-experts.com/florida-sr22-insurance/</link>
		<comments>http://www.carinsurance-experts.com/florida-sr22-insurance/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 23:18:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[SR22 Florida]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/florida-sr22-insurance/</guid>
		<description><![CDATA[How much does SR22 insurance cost in Miami, Florida?
The cost of SR22 insurance in Florida is different for every driver.  There isn’t one set rate. It just depends on your driving record, age, location, and many other factors. Every SR22 insurance company looks at different criteria when determining your SR22 rate. If you are [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;">How much does SR22 insurance cost in Miami, Florida?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">The cost of SR22 insurance in Florida is different for every driver. <span style="mso-spacerun: yes;"> </span>There isn’t one set rate. It just depends on your driving record, age, location, and many other factors.<span style="mso-spacerun: yes;"> </span>Every SR22 insurance company looks at different criteria when determining your SR22 rate.<span style="mso-spacerun: yes;"> </span>If you are interested in finding out how much SR-22 insurance will cost you, just fill out a couple quotes online. It should only take you 10 minutes, and you will be able to figure out exactly how much Florida SR22 insurance will cost you.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; text-align: center; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Cheap Florida SR22 Insurance</a></span></span></strong></p>
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		<title>Cheap Phoenix SR-22 Insurance</title>
		<link>http://www.carinsurance-experts.com/cheap-phoenix-sr-22-insurance/</link>
		<comments>http://www.carinsurance-experts.com/cheap-phoenix-sr-22-insurance/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 23:10:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[SR22 Arizona]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/cheap-phoenix-sr-22-insurance/</guid>
		<description><![CDATA[Where can I find cheap SR22 insurance in Phoenix, Arizona? What is the best Arizona SR-22 insurance company?
There are lots of different ways to find affordable SR-22 insurance. The easiest way to find the cheapest SR22 insurance policy is to shop around and compare quotes from a few different insurance providers in Arizona. You could [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;">Where can I find cheap SR22 insurance in Phoenix, Arizona? What is the best Arizona SR-22 insurance company?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">There are lots of different ways to find affordable SR-22 insurance. The easiest way to find the cheapest SR22 insurance policy is to shop around and compare quotes from a few different insurance providers in Arizona.<span style="mso-spacerun: yes;"> </span>You could visit a local agent, call a few different companies, or fill out a few quotes online. I always recommend that people start their search online because it is much faster than meeting with an agent or giving out your information over the phone.<span style="mso-spacerun: yes;"> </span>Filling a quote online only takes about 5 minutes, so you could compare 3 or more in the same amount of time it took you to do one over the phone.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;">There isn’t one SR22 insurance company that is always the best. It is really different for every driver and their unique situation. That’s another reason why it is so important to compare quotes from multiple companies. One company might charge you $50 less per month than another. There is nothing worse than overpaying for your SR 22 insurance, so do your research to make sure you are getting the cheapest rate possible.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; text-align: center; mso-add-space: auto;"><span style="font-family: "><span style="font-size: small;"> </span></span><strong style="mso-bidi-font-weight: normal;"><span style="font-family: "><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Cheap SR-22 Insurance in Arizona</a></span></span></strong></p>
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		<title>PIP Insurance</title>
		<link>http://www.carinsurance-experts.com/pip-insurance/</link>
		<comments>http://www.carinsurance-experts.com/pip-insurance/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 01:11:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/pip-insurance/</guid>
		<description><![CDATA[What is PIP insurance coverage?
PIP stands for personal injury protection. Usually pip insurance coverage covers the hospital, medical and funeral expenses of the insured driver, passengers injured in his/her vehicle, and any pedestrians that are hit by him. The amount of coverage provided depends on the specified amounts stated in the car insurance policy. 
Personal [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">What is PIP insurance coverage?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">PIP stands for personal injury protection.<span style="mso-spacerun: yes;"> </span>Usually pip insurance coverage covers the hospital, medical and funeral expenses of the insured driver, passengers injured in his/her vehicle, and any pedestrians that are hit by him.<span style="mso-spacerun: yes;"> </span>The amount of coverage provided depends on the specified amounts stated in the car insurance policy.<span style="mso-spacerun: yes;"> </span></span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">Personal injury protection insurance is sometimes referred to as no fault insurance because the driver can use their PIP insurance policy no matter who is at fault in an accident. <span style="mso-spacerun: yes;"> </span>PIP insurance coverage is not available in all states, and coverages and limits also vary by state.</span></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt; text-align: center; mso-add-space: auto;" align="center"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Cheap PIP Insurance Quotes</a></span></span></strong></p>
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		<title>Kentucky DUI Penalties</title>
		<link>http://www.carinsurance-experts.com/kentucky-dui-penalties/</link>
		<comments>http://www.carinsurance-experts.com/kentucky-dui-penalties/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 00:52:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/kentucky-dui-penalties/</guid>
		<description><![CDATA[What is the penalty for getting a DUI in Kentucky? This is my first offense.
The penalties for a first offense DUI conviction in Kentucky include:
· 2-30 days in jail
· $200-$500 fine
· 30-120 day driver’s license suspension
· Possible 48 hours – 30 days community service (this can be applied for in lieu of paying a fine [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">What is the penalty for getting a DUI in Kentucky? This is my first offense.</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">The penalties for a first offense DUI conviction in Kentucky include:</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 1in; text-indent: -0.25in; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-size: small;">·</span><span style="font: 7pt &quot;Times New Roman&quot;;"> </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">2-30 days in jail</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 1in; text-indent: -0.25in; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-size: small;">·</span><span style="font: 7pt &quot;Times New Roman&quot;;"> </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">$200-$500 fine</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 1in; text-indent: -0.25in; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-size: small;">·</span><span style="font: 7pt &quot;Times New Roman&quot;;"> </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">30-120 day driver’s license suspension</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 1in; text-indent: -0.25in; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-size: small;">·</span><span style="font: 7pt &quot;Times New Roman&quot;;"> </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">Possible 48 hours – 30 days community service (this can be applied for in lieu of paying a fine and/or jail time)</span></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt 1in; text-indent: -0.25in; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-size: small;">·</span><span style="font: 7pt &quot;Times New Roman&quot;;"> </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">90 day alcohol abuse program</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">If this is your second or third offense, you could face much harsher penalties.<span style="mso-spacerun: yes;"> </span>You should contact the Kentucky Transportation Cabinet if you have any specific questions about your DUI penalties or driver’s license suspension.<span style="mso-spacerun: yes;"> </span></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt; text-align: center;" align="center"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Cheap Auto Insurance in Kentucky</a></span></span></strong></p>
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		<title>Virginia SR-22 Insurance</title>
		<link>http://www.carinsurance-experts.com/virginia-sr-22-insurance/</link>
		<comments>http://www.carinsurance-experts.com/virginia-sr-22-insurance/#comments</comments>
		<pubDate>Tue, 04 Nov 2008 21:39:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/virginia-sr-22-insurance/</guid>
		<description><![CDATA[I live in Virginia, and I got a DUI. How long am I required to carry SR-22 insurance for?
In the state of Virginia you are required to carry SR22 insurance for a period of 3 years from the effective date of your suspension. If you have had SR 22 insurance for 3 years you should [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">I live in Virginia, and I got a DUI.<span style="mso-spacerun: yes;"> </span>How long am I required to carry SR-22 insurance for?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">In the state of Virginia you are required to carry SR22 insurance for a period of 3 years from the effective date of your suspension.<span style="mso-spacerun: yes;"> </span>If you have had SR 22 insurance for 3 years you should contact the Virginia Department of Motor Vehicles to find out if you are no longer required to maintain the SR22 filing.<span style="mso-spacerun: yes;"> </span></span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">If you are looking for cheap SR-22 insurance make sure you do your research and compare quotes from multiple insurance companies to ensure that you find the best rate possible.<span style="mso-spacerun: yes;"> </span>Also, make sure you compare quotes once a year before you renew your policy to make sure you are not overpaying for your SR22 insurance policy.</span></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt; text-align: center; mso-add-space: auto;" align="center"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Cheap SR-22 Insurance Virginia</a></span></span></strong></p>
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		<title>Will They Cancel My Policy?</title>
		<link>http://www.carinsurance-experts.com/will-they-cancel-my-policy/</link>
		<comments>http://www.carinsurance-experts.com/will-they-cancel-my-policy/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 04:04:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/will-they-cancel-my-policy/</guid>
		<description><![CDATA[I have had 3 accidents and gotten 2 speeding tickets in the past 2 years. Can my car insurance company cancel my policy?
Yes, your auto insurance provider can cancel your policy at any time if you have filed too many claims or have become too risky to insure by being convicted of too many traffic [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">I have had 3 accidents and gotten 2 speeding tickets in the past 2 years.<span style="mso-spacerun: yes;"> </span>Can my car insurance company cancel my policy?</span></span></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">Yes, your auto insurance provider can cancel your policy at any time if you have filed too many claims or have become too risky to insure by being convicted of too many traffic violations.<span style="mso-spacerun: yes;"> </span>If your company cancels your policy it will be hard for you to find another company to insure you that doesn’t charge you outrageous rates. You could try taking a defensive driving course to help lower your rates. You need to contact your car insurance company to see what you can do to prevent them from dropping your auto insurance coverage.<span style="mso-spacerun: yes;"> </span>Try to avoid any more accidents and tickets and your auto insurance rates should go down over time.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt; text-align: center;" align="center"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">Cheap Auto Insurance Rates</a></span></span></strong></p>
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		<title>Totalled Vehicle</title>
		<link>http://www.carinsurance-experts.com/totalled-vehicle/</link>
		<comments>http://www.carinsurance-experts.com/totalled-vehicle/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 23:02:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.carinsurance-experts.com/totalled-vehicle/</guid>
		<description><![CDATA[I just bought a car and purchased an auto insurance policy. What will happen if my car is totaled in an accident?
 
That just depends on the type of car insurance coverage you have. If you only have liability coverage then your insurance company will not pay for any damages to your vehicle. If you [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt 4.5pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">I just bought a car and purchased an auto insurance policy.<span style="mso-spacerun: yes;"> </span>What will happen if my car is totaled in an accident?</span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 4.5pt; mso-add-space: auto;"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;"> </span></span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 4.5pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">That just depends on the type of car insurance coverage you have. If you only have liability coverage then your insurance company will not pay for any damages to your vehicle.<span style="mso-spacerun: yes;"> </span>If you have physical damage insurance coverage your car insurance company will determine how much to give you for your vehicle.<span style="mso-spacerun: yes;"> </span>Most insurance companies determine this amount by looking at the actual cash value of your vehicle. The actual cash value is the amount of money required to replace your car less any depreciation.</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 4.5pt; mso-add-space: auto;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;">As you can imagine, it is quite common for the insurance company and you to disagree on the amount of money you should receive for your vehicle. If you have a loan on your car and are worried that you might be upside down in your loan you might want to consider getting gap insurance.<span style="mso-spacerun: yes;"> </span>Different insurance policies have different amounts of coverage, so you should read your policy to see how much coverage you have.<span style="mso-spacerun: yes;"> </span></span></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt 4.5pt; text-align: center; mso-add-space: auto;" align="center"><strong style="mso-bidi-font-weight: normal;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><span style="font-size: small;"><a href="http://www.carinsurance-experts.com/quote.html">FREE Auto Insurance Quotes</a></span></span></strong></p>
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