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Hybrid Car Insurance

Auto Insurance, Auto Insurance Quotes, Honda Civic Insurance Add comments

I just bought a hybrid Honda Civic.  Will a hybrid vehicle lower my auto insurance premium?

There are a few insurance companies in some states that will give you a discount for insuring a hybrid vehicle.  Most companies might not though because insurance is based on risk and the value of the car.  Just because a car is a hybrid doesn’t mean that the replacement parts due to an accident are any cheaper than a regular car, so your auto insurance company has no real benefit for giving you a discount on your hybrid car.

Either way, I would recommend getting quotes from 3-5 different insurance companies to see if any of them will give any better rate for your hybrid vehicle.  The more companies you research, the better chance you will have of finding the cheapest rate possible.

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