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Can insurance companies in the state Maine use your credit score to determine policy coverage?

Maine SR22 car insurance companies use this credit scoring system in order to rate your policy. Why? Statistics have shown that people who have less than average credit tend to file more claims, versus somebody who has above average credit. In theory, people who try to file false auto insurance claims in the state of Maine generally have bad credit, in turn individuals who have bad credit will pay more for their auto insurance policy.

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