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Ohio Teen Auto Insurance

Teen Driver Insurance Add comments

My son just turned 16, and I was wondering what I can do to get cheap insurance in Ohio for my teenager? What type of car is the cheapest to insure for a young driver?

For a teen driver, I would avoid actually buying and financing a new vehicle.  Insurance for a brand new vehicle is always going to be more expensive, especially for a new driver.  Also, when you finance a car, you are required to carry full coverage insurance which is also more expensive.  Teenagers have a higher risk of getting in an accident due to their inexperience at driving, so it’s never really a good idea to spend a lot of money on a new car for them.

On the opposite side of the spectrum, you also don’t want to have your teenage son driving a car that is too old. Cars that are more than 10 years old don’t always have up to date safety features, so it can be risky if your son gets in to an accident. The best car to get is something that is anywhere from 5-8 years old and has good safety features in it.  Also, avoid getting your son a sports car because your insurance rates will be through the roof.  Make sure you ask your insurance company about the good student discount (B average or better) and see if he qualifies.

Cheap Teen Auto Insurance

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