Oregon SR22 Insurance

I got a DUI and I live in the state of Oregon.  What exactly is SR22 insurance and am I required by the state to get this type of coverage?  What are the penalties if I choose not to get SR22?

SR-22 insurance is a type of high risk auto insurance policy that is issued by an insurance company and guarantees the state DMV that a person has the minimum insurance coverage required by that state.  A SR22 insurance filing is required for drivers that have received a DUI offense in order to get their license reinstated by the DMV.

According to the Oregon DMV you are required to have your insurance company file a SR-22 certificate with the DMV if any of the following apply to you:

• You have been convicted of driving without insurance
• You have been involved in an uninsured accident
• You have failed to provide proof to the DMV that you have liability insurance
•  At the time of reinstating your driving privileges following a DUI suspension
•  You are applying for a hardship or probationary permit
   

Filing a SR22 certificate provides proof to the DMV that you are insured.  Oregon law requires you to keep a SR-22 in effect for 3 years from the ending date of a suspension which requires an SR-22 or for 3 years and 33 days from the date of a driving uninsured conviction.

If you let it lapse for any reason, the insurance company must notify DMV, and you must get a new SR22 certificate on file within 30 days or your license will be suspended. Compare Sr22 Auto Quotes for free at CheapInsuranceSr22.com