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PIP Insurance

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What is PIP insurance coverage?

PIP stands for personal injury protection. Usually pip insurance coverage covers the hospital, medical and funeral expenses of the insured driver, passengers injured in his/her vehicle, and any pedestrians that are hit by him. The amount of coverage provided depends on the specified amounts stated in the car insurance policy.

Personal injury protection insurance is sometimes referred to as no fault insurance because the driver can use their PIP insurance policy no matter who is at fault in an accident. PIP insurance coverage is not available in all states, and coverages and limits also vary by state.

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