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Teen Car Insurance in Michigan

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My 16 year old son was pulled over and got an MIP in Michigan.  Will our car insurance rates increase?

Well, that really depends on your auto insurance company.  Most insurance providers consider teenage drivers as high risk drivers because of their lack of driving experience, and your son getting an MIP will not help things.  The Michigan DMV will most likely suspend your son’s driver’s license, so paying for car insurance might not be your biggest problem. If he does get to keep his license your insurance company could still choose to drop him from your insurance policy if they feel he is too much of a risk to insure.

You can pretty much expect to see a large increase in your auto insurance premium.  It’s impossible to give you an exact dollar amount because every insurance company is different. You definitely need to contact your insurance company as well as the Michigan DMV to get everything straightened out with your son’s MIP charges.  

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