Free SR22 Quotes!

What is Liability Insurance?

Liability Insurance Add comments

What exactly is liability insurance? What does it do for me?

Liability insurance protects your assets if you damage the property of others or cause injury to others with your vehicle.

*Property Damage Liability: provides coverage if you damage to someone’s property such as their mailbox or a fence with your car.

If you are legally responsible for an accident you may also be held responsible for medical payments, property damage, lost income, and even pain and suffering. If you’re required to pay more than your liability insurance covers, then you will have to pay the rest out of pocket. Your insurance usually tells you the amount coverage you have in a series of three numbers. For example:


1) The first number represents the maximum amount of money

that will be paid for bodily injuries to any one person.

2) The second number represents the total amount of money

paid for bodily injuries to all persons in an accident.

3) The third number represents the maximum amount paid

for damage to someone else’s property.

FREE Liability Insurance Quotes!

Leave a Reply


WP Theme & Icons by N.Design Studio directory
Entries RSS Comments RSS Log in
My Zimbio Autos Blogs - BlogCatalog Blog Directory