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Why is SR22 so expensive?

High-Risk Auto Insurance Add comments

I got a DUI and now I have to get SR22 insurance.  Why is SR22 so expensive?

Well, SR22 insurance is very expensive because after getting a DUI, you are considered a high risk driver. Insurance companies determine insurance rates based on your driving record and how “risky” of a driver you appear to be.  After you have gotten a DUI the insurance company sees you as a greater risk to insure. It’s the same concept as if you have been in numerous car accidents. The insurance company is going to jack up your rates because there is a greater chance of you getting in another accident.

All companies are going to charge more for SR22 insurance, so the only thing you can do to save money is to do your research. The more companies you call and the more SR22 quotes you get, the better rate you will get. 

Get Cheap SR22 insurance today!

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